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payment methods

direct debit

SEPA direct debit is ideal for recurring payments and regular customers. Especiallyin in the area of fundraising and mail order, collection by direct debit is indispensable.

learn more
  • SEPA logo
  • Deutsche Bank logo
  • Volksbank logo
  • Commerzbank logo
  • Sparkasse logo
  • DKB Logo
  • HSH Nordbank Logo
  • ING Logo
  • Postbank Logo
  • Unicredit Logo
payment methods

your SEPA direct debit solution

The most important advantage of the SEPA online direct debit is the intuitive and simple payment process for the user, combined with extensive protection for the seller

Direct debit is currently the most popular form of payment in Germany. This is also reflected in in the online area. according to the EHI study Online Payment 2018, over 20% of sales in German e-commerce in 2018 were generated using the direct debit payment method*. *Source: EHI Study Online Payment 2018

  • professional mandate management

  • available in 34 countries

  • 70 million reachable customers in Germany

free pre-notification

free badget

Micropayment will take over the pre-notification required by the SEPA regulations, ie the written advance notice of a SEPA direct debit, which must also be available online.

highest flexibility in billing


Use your established account structure and strengthen your credit rating or discount on Micropayment and simplify your administrative burden by means of collective transfer.

sepa direct debit

advantages of sepa direct debit

The Single Euro Payments Area (SEPA) Direct Debit Scheme unifies and standardizes cashless payments in the participating countries. Within this Euro Payment Area there are no discernible differences between national and international payments.

pay by direct debit

Direct debit the payment method for your online shop


most popular payment method in Germany


easy and fast payment from everywhere


extensive fraud prevention tools

Payment plugins for your shop

SEPA Debit - Simply integrate and pay.

You already have a shop software in use and would like to integrate further payment systems? We offer you a fast and comfortable solution with our ready-to-use payment modules.

Overview of the shop plugins


Discover our diversity!

Online payment made easy, quickly integrated and ready for use - ready-to-use payment windows and preconfigured shop plugins allow immediate action In addition, Micropayment also offers white label APIs and interfaces for integration into numerous existing systems.

With our API solutions, you adjust your incoming payments exactly as you wish

Register as a partner and benefit from our experience and solutions. Our products are constantly evolving and optimized to provide the best possible efficiency.

all specials

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    you individual payment

    Our payment systems are offered as ready-made web solutions. The integration of Micropayment payment systems ist therefore really easy.

    view web solution
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    This payment method can also be accessed via our
    API interfaces. The connection to our interfaces results in unimagined freedoms.

    Learn more
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    pay securely on the net

    Micropayment actively protects merchants against fraud and fake bookings. Depending on the payment method and service, appropriate security modules are used or optionally offered.

    security modules
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    possible industries

    PAYMENT SERVICE FOR YOUR INDUSTRY - as individual as your customers.

    learn more
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    PCI: DSS certified

    The IT infrastructure and the complete application level of Micropayment has been certified according to the Payment Card Industry Data Security Standard (PCI: DSS) Level 1.

    view certificate
  • Deutsches Rotes Kreuz e.V. - Van Ngoc Nguyen
    Micropayment: Deutsches Rotes Kreuz e.V.
    Deutsches Rotes Kreuz e.V.

    Van Ngoc Nguyen

    Lead fundraising

    "Micropayment is a longstanding and reliable partner of the Federal Association of the German Red Cross.
    Professional management, expert advice and customer-oriented service are some of the service provider´s strengths." [ read interview ]

    more product reviews
  • gameduell - Falco Kübler
    Micropayment: gameduell
    GameDuell GmbH

    Falco Kübler

    Payment Manager

    "The solutions offered by Micropayment as a payment service provider are ideal for us,
    since this cooperation allows us to offer a diverse range of payment options preferred by our customers. [ read interview ]

    more product reviews
  • viprize - Matthias Hitzfeld
    Micropayment: viprize
    VIPrize GmbH

    Matthias Hitzfeld

    managing Director

    "Micropayment provides us with the data we need to optimise our business model and in addition,
    helpful suggestions for further configuration levels." [ read interview ]

    more product reviews
  • Online Trainer GmbH - Sven Faltin und Benjamin Sattinger
    Micropayment: otl
    OTL - Online Trainer GmbH

    Sven Faltin und Benjamin Sattinger


    "Micropayment automates our payment methods and makes our everyday work easier.
    We can offer our customers a variety of modern payment methods - safe, professional and optimised for mobile devices. [ read interview ]

    more product reviews
  • spradetv - Marcel Linke
    Micropayment: spradetv
    Sports Trade GmbH

    Marcel Linke

    managing Director

    "New requests made by us are implemented as quickly as possible,
    and the professional support provided has always helped us." [ read interview ]

    more product reviews
Hello, how can we help you?
individual advice

Ready for your next project?

We can support you in the following points with a strategic partnership:

  • market-oriented realization of new products & projects
  • building strategic cooperation communities
  • planning, coordination and optimization of payment transactions
  • analysis and forecast of the current target market
  • figuration of your products in international markets

We would like to help you.

Best possible advice is our mission. We support you in the realization and marketing of your productse. Please call:

(00800) 3000 22 55

free of charge from German landline

Integration made easy.

Do you have questions about our payment methods or about the use of our systems? Please contact us by e-mail. We will reply as soon as possible.

Merchants & shop owners

Conditions and prices

Your conditions depend on the line of business of the product or the service, the transaction volume and the average amount of the payment. With this information, our sales team is able to find the right condition model for your project. Contact us for your personal offer.

We are looking forward to your contact.

  Request a non-binding offer

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Micropayment explains briefly
complete process acceptance

Micropayment takes over completely all the processes for you, so that you can concentrate on your core business. We set up the required account for you, handle the direct debit payments of your buyers fully automated and secure them through our fraud prevention measures. Furthermore, we also take care of recovering outstanding receivables or creating files for data export.

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Micropayment explains briefly
conversion-optimized solutions

Micropayment supports you with conversion-optimized solutions for the best possible monetization of your goods and/or services, including pre-set payment processors, so that you can start immediately. Of course, you can also use our API to integrate your own payment windows.

We are happy to offer you individual ways to optimize your conversion. Let us advise you.

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Micropayment explains briefly
OneClickPayment & subscriptions possible

With OneClickPayment, your regular customers can make purchases with a single click, using the required payment information from their existing customer account.

If you use subscription, your customer will receive a regular paid service at a time of your choosing.

With the payment option SEPA direct debit from Micropayment you can easily bill OneClickPayments and subscriptions. Of course, the traditional use of SEPA direct debit is also possible.

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Micropayment explains briefly
less hassle in accounting

With our fully automated systems, you no longer need to initiate, track or review direct debits yourself. If you want an overview of your transactions, you can find them easily and uncomplicated in your Micropayment ControlCenter.

All booking data can be downloaded, e.g. as MT940 or CSV, and imported into almost all accounting systems.

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Micropayment explains briefly
debt collection possible

In the unlikely event of a payment default by, for example, a return debit due to a lack of coverage by your customers, Micropayment will assist you with an own debt collection process.

Let us advise you for more information.

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Micropayment explains briefly
extensive fraud prevention

Micropayment supports the use of SEPA direct debits with extensive fraud prevention tools, including security modules such as SecurePin, SecureSMS and account check.

For more information, see services / security modules.